Wednesday, December 7, 2016

Sunday, December 4, 2016

Are You In Compliance With A New Blacklisting Rule?

The US Department of Labor and the Federal Acquisition Regulatory Council have issued the Fair Pay and Safe Workplaces final rule. This "blacklisting rule" requires covered federal government contractors and subcontractors to disclose labor law compliance history for a three-year look-back period. Learn more from NFIB's Beth Milito. More legal info:

Thursday, December 1, 2016

Monday, November 28, 2016

Contractor Insurance And The Future

The internet has undoubtedly changed the world. It dictates the way people work, it is now where people meet, greet and speak to each other, and very importantly has brought all of the world's marketplaces into one easy and accessible hub. Anyone can now go online and sift through masses of commercial markets, viewing products of any size and description, from pretty much anywhere on the globe. With cars, homes and even your groceries available to buy on the internet with relative ease, the shopping run is on the way out, and the concept of the online shop is at an all-time high.

Most people in this day and age turn to their laptops whenever they need to purchase something, the internet being not only far easier than travelling into town or nipping to the supermarket, but often cheaper deals and better quality products can be found online. When discussing products that have no actual physical entity, the internet yet again proves to be the best place for them. No I am not talking about the gift of love, of magic or even the gift of laughter (which admittedly, can be found online); I am actually talking about insurance.

Despite not being the most typically popular of purchases, insurance is a product that has been aided massively as a result of online shopping, and is something that has flourished and advanced because of it. Concerning contractors, insurance is a very important business commodity, and although once relatively hard to get a hold of, is now highly accessible and easy to browse and purchase thanks to the powers of the internet. Contractors are professional individuals who work for their own limited companies, and are hired because of their certain expertise by firms on contract bases. Because contractors are limited company owners, the need for contractor insurance is especially high, and the introduction of easy to navigate contractor insurance shops is especially effective.

Websites such as Amazon and EBay have mastered the online shopping market down to a T, giving the potential customer a number of options to browse and a point and click navigation system that makes 'dragging to basket' a thoroughly exciting concept. Thankfully for contractors, the same shopping model has been applied to insurance shops, with attractive interfaces combining the perks of mainstream shopping sites with the use of contractor insurance. With bundling abilities, recommended products and of course the nifty 'drag to basket' formula, purchasing contractor insurance has never been easier, or indeed more enjoyable (ish).

The internet has totally remodelled and revamped the contractor insurance market, and with technology moving forward to fast, the future of insurance buying will be undoubtedly bright. Insurance is obviously rather complicated when taking into consideration the risk factors and premium calculations that make up buying a policy, and this is why internet shopping has been so helpful for an otherwise complex market.

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Friday, November 25, 2016

The i's On Insurance: Life Insurance

Life insurance is a vital part of your family’s financial stability and well-being. But if you’re like most people, you probably have questions about what types and amounts of life insurance are best for your needs. Spend a few moments to see why planning for your family’s future isn’t just about money; it’s about life.

Saturday, November 19, 2016


This is an earthquake of at least 5.5! At the mid-America earthquake center you can see what would happen if the ground beneath you started to shake! You might be surprised that so many things inside the home can be destroyed, even kill you, even though the structure of the home stays intact. "The risk of an earthquake is real" says Jeanne Salvatore, senior vice president, Insurance Information Institute. Earthquakes are not covered by homeowners insurance, you need separate insurance to cover earthquakes. The Institute for Business and Home Safety says there are easy and inexpensive steps you can take inside your home to make it safer. Anchor bookcases and filing cabinets to the wall. Install ledge barriers on shelves. Put heavy things lower. Harvy Ryland, President of the Institute for Business and Home Safety ( says earthquakes injure and kill people, destroy their homes and steal their jobs. The tragedy is that we know how to reduce injuries to families and their homes, and we are not doing it.