Tuesday, August 29, 2017

Insurance For The Small Business Owner



From the Insurance Information Institute http://www.iii.org. A Business Owner Policy, or BOP, may be what your need as a small business owner. A BOP covers your business for property and liability and helps keep your assets safe. Learn more in this video produced by Russell Productions in NYC in association with the I.I.I. For more info on business insurance, check out the Insurance Information Institute at http://www.iii.org

Saturday, August 26, 2017

Flood Insurance For Your Home



This video is from the Insurance Information Institute. For more information about insurance, go to the I.I.I. Web site at http://www.iii.org

Wednesday, August 23, 2017

Fixed vs. Variable Annuities



This video is from the Insurance Information Institute. For more information about insurance, go to the I.I.I. Web site at http://www.iii.org

Sunday, August 20, 2017

What Is Bonding Insurance? : Basic Insurance Advice



Bonding insurance is a trust or satisfaction type of insurance. Learn about bonding insurance with help from a longtime member of the professional banking and insurance industries in this free video clip.

Thursday, August 17, 2017

Types Of Insurance In Construction : Insurance Facts



There are many different types of insurance in construction designed to cover everything from accidental injuries to the equipment that you would use. Learn about types of insurance in construction with help from a chartered property and casualty underwriter and the owner of a property and casualty insurance brokerage in San Francisco in this free video clip.

Monday, August 14, 2017

Insurance Facts : How To Get Insurance To Do Contracting Work



When getting insurance to do contracting work, purchase a general liability insurance policy and a worker's compensation policy to cover employees. Contact a local independent insurance agent to help with contracting insurance policies, and consider advice from a licensed insurance salesperson in this free video on insurance.

Friday, August 11, 2017

Types Of Liability Insurance For Contractors



The types of liability insurance for contractors cover workers injuries, business equipment and more. Learn about the many types of liability insurance for contractors with help from a business consultant and marketing expert who has owned a wholesale and retail business in this free video clip.

Tuesday, August 8, 2017

About Contractors Liability Insurance : Liability Insurance



Contractors liability insurance is a challenging and desirable area of business for most insurance companies. Learn about contractors liability insurance with help from an experienced insurance professional in this free video clip.

Saturday, August 5, 2017

Tax Deductible Losses



If your house or other expensive property was damaged by a fire or a flood or other sudden unexpected disaster, some of your losses could be deducted on your taxes. This video is from the Insurance Information Institute. For more information about insurance, go to the I.I.I. Web site at http://www.iii.org

Wednesday, August 2, 2017

Summer Insurance Tips


As a responsible home and vehicle owner, you know that taking care of your car insurance and home insurance is top priority. Individuals that choose to "save money" by failing to purchase home insurance or worse, illegally driving without car insurance, are quick to find the cost of insurance is far less than the cost of replacing an vehicle or dwelling when misfortune strikes. Although months and even years (for the lucky ones) may pass without incident, living without insurance means living under a constant cloud of worry and fear.
If you are among the millions that have made the responsible choice to purchase insurance, congratulations. You are on the right track. Having insurance gives you peace of mind during your day to day activities. However, what about when you are away from your home for an extended period of time or if you are using your vehicle for a road-trip? A few simple steps are all that is required to help reduce the risk of loss or claim while you are away on vacation.
  • Plan for someone trustworthy to check your house and yard every day and to pick up your mail and flyers. (For extended trips, suspend your paper delivery.) Have this person walk through your home periodically to check for sign of weather damage, attempted entry and water leaks.

  • If all possible, turn off the water to your dishwasher & washing machine to avoid any unnecessary water damage. Prior to your vacation, have an inspection done on your water heater if it is over ten years old.

  • For protection from power surge damage unplug major appliances, TV's, computers, microwaves, etc.

  • If you are taking your vehicle on vacation with you, check your auto insurance policy to ensure you are up to date and aware of your coverage and deductibles. Take your vehicle in for a spring tune up as our harsh Canadian winter can take its toll. Check the tire wear, electrical, proper functioning of horns, lights and other safety features. The last thing you want is to have vehicle trouble while on a road trip. Not only does tuning up your car before a trip greatly reduce the chances of having an incident, it will also extend the overall life and durability of your vehicle.

  • Bringing out your trailer and hitting the open road in the summer is exciting. Does your auto insurance extend to your trailer? Make sure you have the proper coverage for your trailer. Give your trailer a good walk over to note any areas of concern and ensure you do not forget to have your bearings and electrical checked annually by a professional.

  • Do not leave your vacation trailer or motor home parked on your property for days prior to leaving. The savvy intruder will notice when it is not parked out front, signaling an opportune time for entry into your empty home. Go a step further in discouraging thieves by having your lights and radio set on an automatic timers so it appears that you are home. Closing all window coverings on all the floors of your home keeps them guessing if the home is inhabited or not, which is a major deterrent for the burglar.

  • If your vacation leaves a vehicle at home, purchase a safety device to lock the steering wheel, while you are away.
Thanks to your many affordable insurance options, you can go about your daily duties and your summer vacations without the dread of accidents or break-ins. While these unfortunate things do happen from time to time, taking precautions, like the ones listed above, and making sure your car insurance and home insurance covers your needs and remains up to date is all it takes to enjoy the priceless feeling of having daily peace of mind.


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