Tuesday, January 30, 2018

Insurance Commissioner And FEMA Discuss Protection From Increased Flood Risks After Fires



The Thomas Fire and other large wildfires can significantly increase flood risks over months or years, as evident from the flooding, mudflows and debris flow that affected Santa Barbara County earlier this month. Roy Wright, FEMA Deputy Associate Administrator for Insurance and Mitigation, California Insurance Commissioner Dave Jones, and Tom Fayram, Deputy Director, Santa Barbara County Public Works Department, will participate in flood insurance claim reviews and be available to discuss how southern California residents can protect themselves financially from flooding after fires.

Saturday, January 27, 2018

The i's On Insurance: Your Homeowners Coverage



The Insurance Information Institute http://www.iii.org is all about helping consumers understand 'what insurance is and how it works.' If you're a homeowner or are considering buying a home, you'll want to know the basics of homeowners insurance. "The I's on Insurance: Your Homeowners Coverage" explains what most policies cover (and don't cover). Watch and learn about liability, additional living expenses and other coverages in your insurance policy. And discover that protecting your family's home and belongings with a policy that balances your needs and budget doesn't have to be a chore.

See Insurance Through the I's: Subscribe to our YouTube channel: iiivideo for future "The I's on Insurance" features and other videos about how to be safe, sure, and covered for the unexpected. You can also follow us on Twitter @iiiorg to stay plugged into the latest information and news about your home, auto, and business insurance.

Wednesday, January 24, 2018

Launch Of CA Earthquake Retrofit Program



1. Commissioner Jones and officials join in Studio City to launch earthquake retrofit program

2. Earthquake Brace + Bolt (EBB) retrofit program offers $6 million in high-risk California areas for homeowners to retrofit their home, protecting their families and reducing earthquake damage. Now more Californians can receive up to $3,000 toward a seismic retrofit as Earthquake Brace + Bolt program expands to more cities. Online registration starts today through February 23.

3. Earthquake, Insurance Commissioner Dave Jones, homeowners, Assemblymember Adrin Nazarian, CAL OES, Christina Curry, CEA, Glenn Pomeroy, EBB, Janiele Maffei, EBB Launch Event, California

Thursday, January 18, 2018

Commissioner Dave Jones & Legislators Announce Proposals To Help California Wildfire Survivors



California Insurance Commissioner Dave Jones joins legislators from the California Senate and Assembly to announce the Wildfire Survivors Recovery Blueprint consisting of 11 legislative proposals, including five bills each designed to increase consumer protections for wildfire survivors during the recovery process.

Monday, January 15, 2018

Highlight Clip - Fire Pump Power Supply Requirements



Derek Vigstol and Chad Duffy answer a live audience question from their NFPA Live talk on fire pump power supply requirements.

Friday, January 12, 2018

State Finance Director: California Must Spend Cautiously, Fill Rainy Day Fund



California’s budget is experiencing a surplus, but massive uncertainties loom and fiscal prudence must be maintained, California Finance Director Michael Cohen explained yesterday during a luncheon at the California Chamber of Commerce. Highlights of the presentation are included in the latest CalChamber Capitol Report video.

Saturday, January 6, 2018

Wildfire Update - January 4, 2018



Addressing the issue of Wildfire Insurance Availability and Affordability

California Insurance Commissioner reveals internal report findings regarding fire insurance availability and affordability issues

Wildfire, Insurance, Insurance Commissioner Dave Jones, California Department of Insurance, homeowners insurance, California, affordability, coverage

Wednesday, January 3, 2018

Winter Driving Tips That Can Lower Your Insurance Costs



Let's face it; you can buy the car that is touted as the safest on the road, your insurance rates can still be among the highest. Insurance companies use several factors when computing your rates, such as vehicle type, your age, and where you live. But the one thing that holds the most weight is the fact that any car is only as safe as the driver behind the wheel.
You need to be aware of the points or demerits that are placed on your license for things like moving violations, hazardous driving, or causing an accident. The best way to get lower insurance costs is through safe driving practices over a period of time. Through careful driving, your driver's license will eventually reflect zero points against you. This is when your insurance costs can go down.
With winter lasting as long as nine months in many parts of Canada, the most accidents are likely to occur during this time of the year. If you are determined to lower your insurance costs, follow these tips on winter driving. It will take a long-term commitment, but with determination, it can be done.
• Before winter hits, be sure to get a thorough car inspection. Take particular care to check the following: belts, fluid levels, brakes, exhaust system, wiper blades and windshield washer fluid, snow tire treads and pressure, defroster. Lights and antifreeze.
• Make sure to clear snow and ice from your windows and lights. If there is an accumulation on the hood, you may want to clear that too.
• Don't use cruise control during wintery conditions due to unexpected icy spots. Even with slight braking, you can lose control.
• Leave at least five car lengths between you and the car in front of you for stopping.
• Brake with caution. Give yourself time to slow down. It is a good practice to put your vehicle in a lower gear before hitting the breaks. This will automatically slow down your car so that you can then break safely.
• Drive with your lights on low or your fog lights on. On cloudy, snowy days you want to not only increase your visibility, but it is important other drivers can see you.
• Be careful crossing bridges. Being made of steel, they freeze up faster than the roads do.
• Use caution on exit ramps, as they may not have received gravel or de-icing agents.
• Remember that your 4 x 4 vehicle doesn't stop any faster than a regular vehicle. They are heavier and may actually take longer to stop. This also goes for trucks.
• Stay at least 200 feet behind snowplows and never pass them on the right due to blind spots. Remember, the road condition ahead of them is worse than behind them, even if they are going slow. It is better to be safe than sorry.
• SLOW DOWN!
With just a little extra caution over time, you'll be able to lower your insurance costs.


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