Sunday, July 29, 2018

Enough Insurance



It's a homeowner's worst nightmare, a house fire or a fierce flood comes through and leaves your house in ruin. It happened to Tom Stobbs. "It somehow came down the culvert." Luckily, he had made it a habit to update his homeowners' insurance. So, he was prepared when wildfires whipped through his neighborhood. "About every 24 months I get on the phone with the agent and say here's the deal, I want to make sure I'm covered. He said you're covered. And I was." Unfortunately, some homeowners find that when disaster strikes they are underinsured. The cost of rebuilding their home is more than the value of their insurance policy. This means they have to come up with cash to rebuild their home to the way it was before. Homeowners need to remember that it is their responsibility to have enough insurance coverage. A regular conversation with their insurance agent or company is very important. Jeanne Salvatore, Senior Vice President, Insurance Information Institute says, "The three most important questions to ask your agent are: do I have enough insurance to rebuild my home if it's destroyed. Do I have enough insurance to replace my personal property if it's destroyed? And do I have enough insurance to protect my assets if I'm sued." People find themselves underinsured for two reasons: they have renovated their home, built a nice addition that added value to their home, but they didn't buy more insurance to cover it. Or they live where construction costs are very high. When a fire or other disaster destroys their home they find they don't have enough insurance coverage to rebuild. The Insurance Information Institute recommends you work with an independent appraiser, then review your policy to make sure it reflects current construction costs. Candysse Miller of the Insurance Information Network of California says it's critically important that you take a look at your policy every year. Call your insurance agent and make sure that your policy will keep up with you and your home."

Thursday, July 26, 2018

CSLB Senior Scam Stopper Seminars



Our Senior Scam Stopper seminars have been offered throughout the state since 1999 in cooperation with legislators, state and local agencies, law enforcement, district attorneys, and community-based organizations.

Visit www.SeniorScamStopper.com for more information and for a schedule of upcoming events.

Friday, July 20, 2018

A World Without Insurance: Financial First Responders



Have you ever wondered what the world would be like without insurance? We think it’s safe to say that life would be a lot different and probably a lot less exciting. And this is why the insurance industry is honored to play a vital role in building a stronger economy. Watch to learn how the insurance industry is a financial first responder to disasters that happen across the globe.

Tuesday, July 17, 2018

A World Without Insurance Short



Have you ever wondered what the world would be like without insurance? We think it’s safe to say that life would be a lot different and probably a lot less exciting. And this is why the insurance industry is honored to play a vital role in building a stronger economy.

Saturday, July 14, 2018

IBS 2019: February 19-21



Summer goes by even faster when you’re busy preparing for the 2019 NAHB International Builders’ Show! Registration opens in 60 days on September 4.

Wednesday, July 11, 2018

Types Of Business Insurance Coverage : Business Insurance Tips



There are a few main types of business insurance coverage for you to choose from. Learn about the types of business insurance coverage with help from the president of A.L. Saland Insurance Solutions in this free video clip.

Sunday, July 8, 2018

Thursday, July 5, 2018

Types Of Liability Insurance For Contractors



The types of liability insurance for contractors cover workers injuries, business equipment and more. Learn about the many types of liability insurance for contractors with help from a business consultant and marketing expert who has owned a wholesale and retail business in this free video clip.

Monday, July 2, 2018

Important Fireworks Safety Tips To Know Before July Fourth | TODAY



Ahead of the Fourth of July, NBC’s Tom Costello joins TODAY from Washington, D.C., to give tips on ensuring your festivities are safe. Last year, eight people were killed and thousands were injured in fireworks-related incidents.